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Posts: 14
Registered: ‎11-03-2012

Started approval process with Veterans United Home Loans today

I have been working on improving my credit for about 2 years now.  I have a BK discharged in May 2010 and today I took the plunge and applied for a mortgage with Veterans United.  They pulled my scores and my middle score was 635.  Normally they only required a 620 but with a BK within the last 3 years they require a 640.  They referred me to their in-house credit improvement department to help me gain the extra 5 points.


The nice gentleman I spoke to suggested that I pay off a 2 year old Verizon collection and pay down one of my credit cards to about $50.  I paid the collection today and will be paying the credit card later this week.  They will then do a rapid rescore and that should push me above 640.


Anyone have good success stories with Veterans United?

New Contributor
Posts: 108
Registered: ‎09-09-2012

Re: Started approval process with Veterans United Home Loans today

How did it end up going with them?

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