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New Member
Parent
Posts: 5
Registered: ‎10-16-2012
0

State tax liens

Can state tax liens showing on credit report from 2006 stop you from qualifying for a mortgage?  Will they affect a VA loan?

Regular Contributor
wanttomove
Posts: 181
Registered: ‎03-25-2011
0

Re: State tax liens

Are you in the process of paying them? Do you have a payment plan set up? I believe that any judgment or lien on a credit report or found during title search needs to be settled before you can get approved for any mortgage.

 

Member
84092
Posts: 11
Registered: ‎06-14-2012
0

Re: State tax liens

[ Edited ]

I had a SC tax lien for $173 from 1994 showing only on one credit report hold up my VA Loan preapproval. I had already taken care of this lien back in '94 but in order to move forward I had to have proof of satisfied lien even though the reporting credit agency agreed to remove because of age and amount of loan. Many phone calls later I had them e-mail me a copy. So from my experience I would say you need to address these liens before going forward with a mortgage.

Contributor
vlaw1084
Posts: 85
Registered: ‎04-09-2012
0

Re: State tax liens

Definitely before you can close the state lien needs to be addressed on a VA loan. They will want to see a payment plan set up if it has not been paid in full and that you have been paying on that lien.

 

 

New Member
Parent
Posts: 5
Registered: ‎10-16-2012
0

Re: State tax liens

thank you for responding to my question. your answer helps me out a lot.

New Member
Parent
Posts: 5
Registered: ‎10-16-2012
0

Re: State tax liens

I am in the process of coming to an agreement with the tax agency. All of your answers answered my question. I now know what to expect and what to do.

New Member
dlr4338
Posts: 2
Registered: ‎08-07-2012
0

Re: State tax liens

[ Edited ]

I have a  satisfied state lien showing on my credit report and although it is paid/satisfied/released it remains on my Equifax credit report.  The bureau told me I have to wait for it to fall off but the other two CB's removed it.  Any ideas?  I wanted this to come off before I apply for a home loan.

TU: 587 Apr 2010 EQ: 585 Apr 2010 EX:572 Apr 2010
TU:702 Oct 2012 EQ: 669 Oct 2012 EX: 700 Oct 2012
Valued Member
rinkgirl2
Posts: 31
Registered: ‎05-14-2012
0

Re: State tax liens

dlr4338 - How did you get the bureaus to remove it from your report?  We have a paid state tax lien and I'm wondering if there's any way to get rid of it.


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