Reply
New Member
Posts: 5
Registered: ‎10-16-2012
0

State tax liens

Can state tax liens showing on credit report from 2006 stop you from qualifying for a mortgage?  Will they affect a VA loan?

Regular Contributor
Posts: 181
Registered: ‎03-25-2011
0

Re: State tax liens

Are you in the process of paying them? Do you have a payment plan set up? I believe that any judgment or lien on a credit report or found during title search needs to be settled before you can get approved for any mortgage.

 

Member
Posts: 11
Registered: ‎06-14-2012
0

Re: State tax liens

[ Edited ]

I had a SC tax lien for $173 from 1994 showing only on one credit report hold up my VA Loan preapproval. I had already taken care of this lien back in '94 but in order to move forward I had to have proof of satisfied lien even though the reporting credit agency agreed to remove because of age and amount of loan. Many phone calls later I had them e-mail me a copy. So from my experience I would say you need to address these liens before going forward with a mortgage.

Contributor
Posts: 85
Registered: ‎04-09-2012
0

Re: State tax liens

Definitely before you can close the state lien needs to be addressed on a VA loan. They will want to see a payment plan set up if it has not been paid in full and that you have been paying on that lien.

 

 

New Member
Posts: 5
Registered: ‎10-16-2012
0

Re: State tax liens

thank you for responding to my question. your answer helps me out a lot.

New Member
Posts: 5
Registered: ‎10-16-2012
0

Re: State tax liens

I am in the process of coming to an agreement with the tax agency. All of your answers answered my question. I now know what to expect and what to do.

New Member
Posts: 2
Registered: ‎08-07-2012
0

Re: State tax liens

[ Edited ]

I have a  satisfied state lien showing on my credit report and although it is paid/satisfied/released it remains on my Equifax credit report.  The bureau told me I have to wait for it to fall off but the other two CB's removed it.  Any ideas?  I wanted this to come off before I apply for a home loan.

TU: 587 Apr 2010 EQ: 585 Apr 2010 EX:572 Apr 2010
TU:702 Oct 2012 EQ: 669 Oct 2012 EX: 700 Oct 2012
Valued Member
Posts: 31
Registered: ‎05-14-2012
0

Re: State tax liens

dlr4338 - How did you get the bureaus to remove it from your report?  We have a paid state tax lien and I'm wondering if there's any way to get rid of it.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.