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Keep paying your bills and saving for your down payment. Don't go out and get any new credit.
Good Luck!!!
@cottoncrown wrote:
Started working on my credit two years ago and now have four major cards, amex 15k, discover 10k, Bank of America 10k and chase 10k. Also a toyota auto loan for 60 months, 18 months into the loan. Nothing bad on my credit report, FICO around 755 each month.
I am looking to get a mortgage in the next couple years and am wondering what I should be working on at this point. Should I just let these accounts age or is there something missing that I should work on?
Thank you
frugalQ is correct. I work for an independent car dealer and have had couples come in trading in their late model cars and buying a used one with their equity as their lender has requested..... Well done so far!
you are fine
just keep utilization low right before you get a credit pull so you get the best pricing
@DallasLoanGuy wrote:
just keep utilization low right before you get a credit pull so you get the best pricing
Not too low though. My credit pull the other day revealed a zero util on one agency.