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I'm still in underwriting, I've received 1 set of conditions and submitted them 3 days ago. We're scheduled to close in 6 days.
They've requested a copy of my homeowners insurance that I had drawn up for the purchase ASAP. I had to join AAA for the policy which include a $200 membership fee. I wasn't planning to join unless the house went through, but I went ahead with it anyway since I am hoping everything is okay.
Is it normal for them to insist on getting the policy ASAP when underwriting still hasn't completed?
Thanks
Yes, they have to have the insurance to make sure you have proper coverage and the right language on the policy and to calculate your escrows. Normally it is provided well before this point in time.
Sounds to me like you a very close to closing!
I am in underwriting and I had to write up a policy with my insurance agent. i'm with AAA already so I didn't have any additional costs.