Sub- 600 score. 10-20% downpayment

[Mrzjbabii]

Ok thanks everyone. Renting in Baltimore City is going to suck especially since all the safe areas are 1500 a month. What a waste of money. I will try to boost score in the next 60 days and go from there. If no avail I guess we'll have to wait until after grad school to buy a house

[Elcid89]

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@Mrzjbabii wrote:

Ok thanks everyone. Renting in Baltimore City is going to suck especially since all the safe areas are 1500 a month. What a waste of money. I will try to boost score in the next 60 days and go from there. If no avail I guess we'll have to wait until after grad school to buy a house

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Agreed. BC is high. You should consider looking into Frederick and Carroll, but all in all, Maryland is an expensive market.

[JM-AM]

I would have to disagree with RobP.

While it can play a factor it is not always the case. I am a Broker but we do also have in house underwriting since we are a mirtgage banker.

But we also take advantage of different overlay requirents with different lenders when needed too.

Brokers build a history and relationships with many of the UW's they deal with.

Just was bringing out your misconception.