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Supposed to close 9/25...

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tooleman694
Valued Contributor

Re: Supposed to close 9/25...

Did you get CTC and the Hud.

Message 21 of 43
stillworking
New Contributor

Re: Supposed to close 9/25...

I have 4 kids and completely understand.  Just breath, we are here to help; a little moral support goes a long way.  Explain to the lender the circumstances and how imperative it is to have this closing actually close.  Good luck, hope it all works out very soon.


Starting Score: 525
Current Score: FICO EQ 790, TU 696, EX 683
Goal Score:
700+ across the board

Message 22 of 43
Ravensfan2001
Established Contributor

Re: Supposed to close 9/25...


@tooleman694 wrote:

Did you get CTC and the Hud.


No. That's what we're waiting for. It's 1pm now.

We're going through a state program, and the paperwork was sent to them for processing. So I guess the underwriter approved it yesterday afternoon. I just got an email saying that my lender is still waiting. If we don't close at 1:30p, the next slot is 7pm, which gives us barely any time to move today. This sucks.


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 23 of 43
RJA
Regular Contributor

Re: Supposed to close 9/25...

Sorry to hear about the problems you are encounting at the last minute. 

 

Hang in there and hopefully you will be closing today.  Keep updating.

Message 24 of 43
tooleman694
Valued Contributor

Re: Supposed to close 9/25...

I think it takes like 24 hours after your hud.

Message 25 of 43
Ravensfan2001
Established Contributor

Re: Supposed to close 9/25...

Email from LO:

 

"Yeah!!!! We are fully approved!!! Awaiting Hud from the settlement co. "

 

So there's a chance we can go to settlement 20 min from now?


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 26 of 43
tooleman694
Valued Contributor

Re: Supposed to close 9/25...

No I dont think so, its probably gonna be Monday. But maybe tonight if they push it.

Message 27 of 43
Ravensfan2001
Established Contributor

Re: Supposed to close 9/25...

My agent told us to meet him at the title agency, so we're here now. More waiting...

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 28 of 43
Amythyst
Contributor

Re: Supposed to close 9/25...

This is like a cliffhanger.... must.... know......the.....end........of ......the......story! Smiley Happy

Message 29 of 43
tooleman694
Valued Contributor

Re: Supposed to close 9/25...

That is a very good sign, give us the play by play.

Message 30 of 43
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