Is TU score on TU website the same as TU Classic 4 score??
(Oh someone please say yes!!! I will do a happy dance!)
My head is spinning trying to understand FICO, FAKO, BEACON 5 AND FICO 4 ETC.
Okay so I am trying to get daily monitoring of credit reports and scores (day or 2) for MORTGAGE.
MyFico -- I love layout but it's not updating and Fico8 is not for mortgages.
I read the threads on here explaining for mortgage and my LO gave me the scores from the 3 bureaus. I saw that TU was really low and in just a few weeks -- our score has gone up!!! TU a few weeks ago the lowest of our 3 at 613. I just pulled TU and it's 649!
but
but
but
Is this even real??? Now I'm confused / worried. Is this TU I bought on their website the same TU my LO pulled for our mortgage??
I've been working super hard to get everything cleaned up. I'm talking like 8 hours a day for almost 2 weeks straight.
I hope it is up. It should be. I've had lates, derogs, and collection accounts all deleted.
If it is up I don't have to worry about EQ which is a bleep. It hates me and won't budge much. TU would be our new middle!!!
We are doing FHA and are teetering close to the 640 requirement.
