TU dropped 28 pts due to 1991 acct drop off!!!!

[inquring_minds]

Lender used my mid score of 743 when they approved.  I checked my scores today and it is down to 718 because an old student loan (which was reporting positively) from 1991 dropped off.

What will be the effect in the event the lender pulls my score before closing?

Why Now

[Anonymous]

Positive account remain from 10 years from the date closed...did you not have anymore accounts to back up the history???...or was this your absolute oldest account...and the others came a while after it???...sorry for the drop....maybe the LOs will chime in...but I thought lenders will pull again right before closing...depending on how long ago you were approved...

[inquring_minds]

Yes it was the oldest, date of last activity 6/98.  WHY NOW

[DallasLoanGuy]

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inquring_minds wrote:

What will be the effect in the event the lender pulls my score before closing?

ask your loan officer.