08-26-2009 05:04 AM
WE GOT IT!!!!!!
Mortgage guy pulled credit and we got a preapp for 260,000!!! We are going to buy our first home!!!
OMG, OMG, OMG SO FLIPPIN' HAPPY!!!
08-26-2009 07:34 AM
08-27-2009 03:53 AM
08-27-2009 04:26 AM
Many first timers think preapproval means they got the loan - it does NOT, as stated above there is PLENTIFUL that can still go wrong.
Dont get lost in the excitement! A preapproval signifies nothing!
When you get the COMMITMENT - than you can do the happy dance
Till than, be on top of everything and everyone in the long, tedious process! And UW are nowadays asking for bizzare things to be proven, so come post it here and we will help along the journey!
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.