12-15-2012 10:10 AM
please help! i went to my county clerk's website to retrieve a mortgage document from a previous loan and noticed the document below on my current loan and listed as a "mortgage document". what is this and should i be concerned? my name is the mortgagor and i'm not familiar with the mortgagee. i'm so worried! thank you for your help!

12-15-2012 10:25 AM
The mortgagee would be the lender. Are you saying you don't recognize the lender?
12-16-2012 06:45 AM
Is it possible there were unpaid real estate taxes on the property?
In some states, the taxing authority can sell a tax sale certificate (usually at auction). The buyer acquires the right to, by following certain procedures, obtain title to your property. In other states the jurisdiction simply conducts a "tax sale" of the property.
You may have limited rights to redeem the property from the buyer of the tx certificate. You need to put a priority on looking into this, and may need a real estate attorney.

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