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At the moment I'm approve for my loan through the builder lender.
This is for a single family new construction for $106,000
I was trying to apply for the Harris Down payment assistance for $14,500 however was turn down due to income been to high.
The lender said I can get this program called bond 77.
Then I saw this Texas Mortgage Credit Certificate
My down payment is about $3,800 and closing cost is covered by the builder. I should be able to come up with the down payment.
Has anyone had experience with the above programs,?? Which program should I go for??