Just wanted to thank everyone for all of the great advice that was given to me on this website. I closed on my first house on 10/8 and I'm so excited. This was new construction so it took a few months to be completed, so now I'm trying to get everything set up.
Thanks again!!
3/1/10: TU: 615, EQ: 640, EX: ???
Nice!!! Congratulations. 
Thanks guys!