I think that many of the people who have closed with NACA don't frequent the boards anymore but if any of you do, we are just recently under contract on a house, our home inspection will be happening this week. Any advice or tips you could provide on anything I can do to make sure we get from this point to closing on time would be greatly appreciated. Thank you. 
November, 2012...signed up for January workshop (1/11 I think.)
Early January, looking around on naca I saw my workshop was no longer listed. Emailed naca to find out if it was still going on. recieved email finally that it was cancelled (I think it was the weekend of a conference they had in DC?). Got phone call from local branch after the fact that it was rescheduled. Had I not noticed, I would've showed up. Not happy.
Early january, signed up for workshop again, for 1/25 maybe.
In the meantime, met with realtor 1/4/14 to look at homes. Didn't like any. Talked to finance director at agency and she said I was "easy" and hot me pre approved almost instantly.
1/23, went to look at morehouses.
1/24, received phone call from local branch that 1/25 workshop was canceled due to upcoming weather
1/24, emailed realtor and put an offer on one of the houses from 1/23.
1/25, horrible snowstorm.
1/26, open house planned for homie put offer on. Owners accepted my offer 1/2 hour into the open house. I thank the blizzard that rolled through
1/28, filled out loan app
2/3, inspection and appraisal
2/10, approved
waitingto officially close 3/18 (didn't think it would all be this quick)
after 2 workshops were canceled, I saw it as a sign that naca wasn't meant to be. Had I gone naca, I probably would just now be getting to a workshop and wouldn't be closing next month.
@ji9 wrote:I think that many of the people who have closed with NACA don't frequent the boards anymore but if any of you do, we are just recently under contract on a house, our home inspection will be happening this week. Any advice or tips you could provide on anything I can do to make sure we get from this point to closing on time would be greatly appreciated. Thank you.
Good luck closing on time. I was due to close on 12/20/13 but ended up going until 01/07/14. The sellers were extremely upset but did manage to hang in there for me.
Hopefully your home doesn't have a lot of issues. The biggest thing I can say is, find a contractor (licensed and insured) as soon as you get your repair list.
The HAND department is the worst and you will spend an enormous amount of time on the phone attempting to get things done. They NEVER answer their phones. You will need to go through the main line and wait on hold for up to an hour to get through. I spent almost three weeks dealing with the HAND department. And trust me they can hold up closing and they don't care how close you are to your closing date - you are not a priority even if you are due to close the next day.
Expect to miss your closing date - from what I've experienced and have read about others it will take at least 60 days to close. Mine was a 45 day close and it took 63 days. And I was supposed to be an easy close. The HAND department is a joke!! I am still dealing with them now, and they are completely ridiculous. The amount of paperwork to get the contractor's paid is awful and redundant.
Good luck with this next part - you will definitely need it. I thought my anxiety couldn't get any worse with waiting for the pre-approval - boy was I wrong. HAND department will have you questioning your sanity and theirs.
REMEMBER - find your contractor QUICK!! Do not hesitate at all. If you have any repairs that are needed or any wish list items, get the bids in as quick as possible. Trust me on this.
