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Check the rules. Buying from family may make you ineligible.
Or did that change?
yes, sorry.
Check into it...
Lender orders appraisal anyway. And while they can vary.... if they vary too much, then one is wrong.
The data is there... only so much manipulation can go into it and u/ws can spot that!
I don't know if I'm tiptoeing too close to the unethical edge, here, but technically, if YOU buy the house (without Mrs. Ilecs), you CAN claim the credit.
This is EXACTLY what the IRS says:
Q. Who cannot take the credit?
A. If any of the following describe you, you cannot take the credit, even if you buy a main home:
* You buy your home from a close relative. This includes your spouse, parent, grandparent, child or grandchild.
No mention of in-laws in there. Like I said, though, that might be pushing it. :/
@llecs wrote:
Thanks for the info. So I take it a lender wouldn't consider an appraisal if we found someone locally to do it? I suppose there's always the room for fraud or an appraisal buddy purposely hiding stuff or changing this or that within an appraisal.
lenders usually don't allow the buyer to pick.