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I am beginning to explore the possibility of a Portfolio Loan....
Any thoughts or opinions on them? I am still another year out till 3 year FHA period ends from a foreclosure.
This seems to be an option to get into a house now.
David
Really depends on what the terms are, there are more portfolio type programs coming out to bridge the gap between Fannie, Freddie, FHA & and hard money loans. One lender out here is actually rolling out a 1-day out of foreclosure, 20% down program next month.
One of my customers is closing on 5/30 using a 5/1 ARM @ 6% with 20% down. He's one year out of foreclosure.