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Can you tell me what a 80/15/5 mortgage means?
it's a second mortgage product. We are using it to avoid PMI and to keep our loan within Fannie Mae conforming limit.
80% - 1st mortgage
15% - 2nd mortgage
5% - downpayment
quick question ,
why are you avoiding FHA ? Why are you willing to pay 4.25 % interest?apart from the PMI, Any other reason to take commercial loans? my LO told me that if i had a score of 850 or 620, the FHA Loan, Rate 3.5 & downpayment would be same is that right?
Rates are very low now. I suggest if you want to refinance or buy a new house, start looking now and stay updated with the rates. When they are low, just lock it in.
External link removed -NewGuy-