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To qualify do you have to show rental history?

Valued Member

To qualify do you have to show rental history?

Do you have to show rental history to qualify for FHA? I don't currently own or rent and don't know if it's an issue. Thanks ficoans
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Valued Contributor

Re: To qualify do you have to show rental history?


gallifrey wrote:
Do you have to show rental history to qualify for FHA? I don't currently own or rent and don't know if it's an issue. Thanks ficoans


Depends on your situation, your active trade lines and your credit score..

 

I did not need to show rental history to get approved..

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
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Valued Member

Re: To qualify do you have to show rental history?

Thanks Scott. Im going to join the mortgage game!
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