To the mortgage experts: Lender refuse to give scores and credit report

[Anonymous]

They said can't give us the documents but can tell us on the phone.

[Anonymous]

Should I trust that???? I  am a little paranoid....zzz

[Anonymous]

I would be hestiant to trust them. When I applied my loan officer went over my credit report line by line. Since your credit report will have an impact on rates and closing costs, you have a right to know.

[Anonymous]

Thanks, shawal16.

I am talking to 3 right now, see whoever can give me the best GFE...

Hopefully 3 pulls on the same day  won't get the score too ugly.

[my25reasons]

I applied over the phone with a lender and decided not to go with them after finding someone I liked more. A few days later I received a letter in the mail with my 3 scores. The letter states the following:

"In connection with your application for a loan, the lender mut disclose to you the score that a consumer reporting agency distributed to users and the lender used in connection with your loan, and the key factors affecting your credit scores."

 Also, as long as your 3 pulls are for the same type of loan, they will count as one inquiry.

[Anonymous]

Thanks for the info!

[boomhower]

You pay for it, they better tell you.