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Yesterday I signed Disclosure Docs on a cash out refinance. Today I see that I can get a better rate with lower loan fees elsewhere.
Is it too late for me to back out of the refinance?
@phxphun wrote:Yesterday I signed Disclosure Docs on a cash out refinance. Today I see that I can get a better rate with lower loan fees elsewhere.
Is it too late for me to back out of the refinance?
You've got three business days to cancel. Read your right of recission disclosure.
Ezdriver - Thank you for pointing that out... I see it now. redfaced> phxphun
disclosure docs? or closing papers?
if disclosure docs.... just withdraw the application with the lender.
closing docs? then you have a 3 day right of rescission spelled out in your paperwork.
Yes, DallasLoanGuy... they are Disclosure Docs.
What I saw there once ezdriver caused me to actually look <embarassed> is the Acknowledgement of Receipt of Loan Estimate which states I am "not under obligation to proceed". Thank you for clarifying.
let the current LO off the hook.... it is the right thing to do