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To make it short, 742, 735 and 695 on EQ are my scores, one credit card 45%, savings plus 401k (whats left) trying to see how difficult it would be to qualify for mortgage. The 695 EQ score is being held down becasue of a 85.00 charge from a ac company my contractor who remolded my last house was suppose to pay but didnt, so I got the credit hit, that was in 2003, Oh and a 17k auto loan paid down to 11k and payment is 400 a month, I know there are other varibles involved but just at a glance should I have any difficulties?
thank you for your hel in advance