02-06-2013 05:55 PM
I know i have been posting alot on here and have gotten a lot of great feedback from many of you especially scott, shogun, jmam, and moving forward especially.....you guys have been great actually all of you have been great and i do not know or phathom where i would be credit wise without all of you....... so for that i thank all of you
in the end of 2011 i faced up to my credit issues and pulled my scores low 400's, stupidity from college had put me and my wife in a world of credit hurt. i somehow through divine intervention came across this website. i became OBSESSED i checked read and lurked everyday for almost a year.
in that time being i have removed many many things at one poing before i was with lex law... dropped them after three months after one bs deletion that ended up coming back anyhow. i started sending gw's like crazy called and followed up called and followed and called and followed up again.
i worked on mine and my wifes dumpster scores all year long in hopes of putting my young family in a home within a year.
i pulled my scores today as well as hers
mine---- EQ 664 TU---- 707 EX fako----680
wifes----- EQ 647 TU--- 687 EX fako--- 657
To all of you thank you so much we spoke with a broker today and were pre approved immedietly for 375k way way more than i ever want but still it feels amazing after almost being turned down to get a friggin apartment and worrying about that to be in a position for a mortgage.
I owe it all to you guys a gals so again thank you thank you thank you
02-06-2013 05:59 PM
02-07-2013 08:45 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO