Established Contributor
Posts: 619
Registered: ‎09-26-2011

UPDATED: Pinch me...CLOSED!!!

[ Edited ]

Got the call today that I am FINALLY cleared to close and have an appointment at 3pm tomorrow to sign my life away.  Thrilled, nervous, ecstatic. We won't be sleeping in the house until Halloween, but it will be OURS and we can start doin' her up right!


UPDATE:  Arrived at 2:45 for my 3pm closing and we got started right away.  By 3:15 I had my keys in hand after handing over one thin dime.  Yep, TEN CENTS to close!!!  :smileyvery-happy:  I immediately went to Lowe's, got a $5K card and bought appliances, tools, and a snowman for my new front yard.  On Lowe's WiFi, in the parking lot, I apped for Amazon Visa, got a $6,500 CL and a $50 gift card, and ordered a few things I needed from there (while still in the Lowe's parking lot), then once we got to the house, I called up NFCU and was approved for a CashRewards SIGNATURE Visa :smileysurprised: with a $15K CL.  Banner day to be THANKFUL!!!


We just got back from our "taping party" where we got everything ready for painting.  Up and at 'em early tomorrow to go do some painting, then I have to get in a nap as tomorrow night is also my "Monday" back at work.  Going to be an exhausting, exhilerating, interesting week!


THANK YOU MyFICO from the bottom of my oh-so-grateful heart. I could not have done it without you all.

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Established Contributor
Posts: 548
Registered: ‎08-13-2011

Re: Pinch me...clear to close!!!


Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 67201/26/15 TU 731 Equifax693 Experian675
Equivalent lender pull 710
Goal Score: 700 across the board

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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011

Re: Pinch me...clear to close!!!

That's so awesome Congrats!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

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Established Member
Posts: 10
Registered: ‎04-13-2012

Re: Pinch me...clear to close!!!

congrats! that's awesome


Established Contributor
Posts: 568
Registered: ‎08-24-2012

Re: Pinch me...clear to close!!!

Yay!! Fantastic!!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011

Re: Pinch me...clear to close!!!

Congrats but just be cautious until after you have the keys in hand. I got the cleared to close on a Friday for Monday at 2 Pm and at 10am on closing day the needed some more paperwork in the 11th hour. still closed by 3pm but it was a little scary.  Im sue you should have nothing to worry about though 

Posts: 12,952
Registered: ‎04-15-2011

Re: Pinch me...clear to close!!!

PINCH!   Congrats!

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 1,469
Registered: ‎08-30-2012

Re: Pinch me...clear to close!!!


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
What's in my wallet? Cap1 PLAT AU $4.25k; Cap1 QS AU $2k; NFCU Siggy $45k; $5k WalMart MC; CFNA Firestone $1.8k; Amazon $3k; NFCU Cash Rewards $22K; AMEX BCE $21k; NavCheck $15k; Lowe's $10k; Citi DP $7.7k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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My Journey
Frequent Contributor
Posts: 491
Registered: ‎02-06-2012

Re: Pinch me...clear to close!!!

Amazing!!! Finally!!! Congrats!!!


Starting Score: TU 589 EQ 526 EX603
Current Score: TU 635 EQ 603 EX ??
Goal Score: 750

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Community Leader
Senior Contributor
Posts: 4,809
Registered: ‎03-06-2010

Re: Pinch me...clear to close!!!

Congrats! Its been a long journey for you...enjoy preparing your new home for your move!


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