Does anybody know what Fico scores USAA considers excellent, good, fair & need improvement? The website shows what the rate would be for each of these categories, but I don't know what FICO score corresponds to each category.
Does anybody know what Fico scores USAA considers excellent, good, fair & need improvement? The website shows what the rate would be for each of these categories, but I don't know what FICO score corresponds to each category.
I'd like to know, too -- and also if they use auto-enhanced scores.
One of our car loans is with USAA and it is at 7.49% and if I remember correctly, my score at the time of application was approximatley 650. Hope that helps.
I found it. New cars are 5.39% for "excellent" credit; 6.89% for "good", 7.89% for "fair" and a whopping 10%+ for "needs improvement".
Which CRA did they pull?
FWIW: I attempted a CLI with them in February and they pulled only EQ. I am in New York, don't know that it matters. And I don't know if they choose to pull a different CR for auto as opposed to credit card.
atlast
Ficos 2/17/08: TU 551 EQ 534 EX 587 Ficos 2/12/09 TU 695 EQ 715 EX 715 Fico...4/15/10....drumroll.....EQ 743
I'm hoping it's only EQ... if that's the case, I'll wait until April 30, when my EQ (now at 785) should be up over 800 since I decreased my UTI from 38% down to <1% on March 23 and 2 refi inquiries will have aged off.
