I was denied for their CCs over and over... but I got everything cleaned up on my EQ, and even with limited credit history, they finally gave me 2 $5K CCs, plus they just refinanced 3 cars for us at 9.8% (they had offered me 8.5% for a new one, but for refi they offered 9.8%, which is still better than what we have on any of them, so I can't complain at all). I'm hoping in 6 months or so I can ask for a lower rate. I just had to get the collections and public debts off my EQ... but fortunately, EQ is the easiest of the 3 to deal with. We have our checking with USAA, but my hubby wants to move it all to NFCU... he might reconsider now... LOL
Don't give up!
Jennifer Z