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@Anonymous wrote:@I received my elgibility certificate from usda on friday. I got approved for 129K @5.375%.While I feel the excitement and relief of all of that waiting, My stress has just started. I am having trouble finding a house in my area.People are just not selling. Building is probably going to be my best bet, and I got a good quote on a 1700 sq ft home for under 123,000.I have been waiting for two months for approval, I just don't know if I want to wait another 3 months to watch a house being built.I am greatful at this point, and I could not ask for anything better.I have no out of pocket costs associated with the mortgage, unless I go over my loan amount, which I won't.Thanks to all who threw me a life jacket, I am beginning to float!!!!
How long from your first appl. to getting your certificate? We sent in the pre-approval paperwork today!! I am hoping the pre-approval will at least be quick. We are about out of time to be getting a place before the BIG BLIZZARDS hit us.
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.