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I am here again with another problem, i have found a house put down my earnest money loan originator ordered the appraisal and now i am in shock, my realtor called today and my house which is located in a subdivison will not qualify because it is not a state maintained road. Who would have guessed that a subdivision with nice roads would not be state maintained. The subdivision was was developed in the late seventies , but has been well maintained, i am so frustrated because I have going through this since December. Are there any loopholes for this? I have contacted the state director here in north carolina and should here from them soon. in the meantime any suggestions would be well appreciated.
@Anonymous wrote:I am here again with another problem, i have found a house put down my earnest money loan originator ordered the appraisal and now i am in shock, my realtor called today and my house which is located in a subdivison will not qualify because it is not a state maintained road. Who would have guessed that a subdivision with nice roads would not be state maintained. The subdivision was was developed in the late seventies , but has been well maintained, i am so frustrated because I have going through this since December. Are there any loopholes for this? I have contacted the state director here in north carolina and should here from them soon. in the meantime any suggestions would be well appreciated.
http://www.usdaloanpro.com/blog/qualify-usda-home-loan-property-located-private-road/#.VUhsF-7m6KU
...hth
UPDATE after 2 days of research contacting my state directors , I finally found proof that the house I am under contract for is on a maintained road. I sent this to my loan originator and she said that she would now order the appraisal, she told me on April 29th that she had ordered the appraisal. So I am hoping my e-mails to the state director is helping to move things along. The funny part is I spent 2 days online and on the phone and the e-mail that she sent me sounded as if she had done all the work. I don't care i just want this to end. Thanks for sharing information, it does help
HAPPY NEWS AT LAST!!!!!!!!!!!!!!!!!!!!!!!!!! I finally signed MY TRUTH AND LENDING PAPERS TODAY!!!! AFTER 5 MONTHS I FEEL AS IF I CAN BREATHE. THIS HAS BEEN A HARD ROAD. I HOPE NOT EVERYONE HAS TO GO THROUGH WITH WHAT I DID. BUT I CAN SEE THE END. OR I HOPE SO WITH NO MORE BUMPS. GOOD LUCK EVERYONE