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Ive heard if you over a certian score (660 i think) the process is "streamlined" - meaning alot of the qualifications are sortof bypassed. (like rent verification and such)
Has this actually ever happened to anyone?
Hello,
The USDA "streamlined" process means that they don't fine tooth your credit report, rental history etc. If your middle score is above 640 this is information I received directly from the USDA rep last week. From my research the 660 score comes into play if you needed an PITI waiver to exceed the 41% cut-off.
Hope that helps!