12-02-2012 12:50 AM
Thank you for all of your updates!!!! Also congrats on your closing. I have been following all of your replies and they have been so very helpful. I am anxiously waiting for a phone call from the Florida USDA office. We submitted our loan on 10/22/12. We have had to get three extensions from the seller. If we don't hear something by 12/06/12 the seller will have to sign a forth extension. The sellers are losing patience with this process. I am so nervous. Our LO will not tell us anything. I am not sure what to do other than pray pray and then pray LOL. Please give me some advice if you know of any. Thank you kindly!!!
12-04-2012 06:05 AM
jeffg330--today they are on November 8th (my day)!!!!! Hoping to hear something soon
12-04-2012 08:06 AM
Yay,finally, let us know how long they take to approve you.
12-04-2012 12:34 PM
delayed.... My LO sent me an email status update from USDA earlier that said they are now on November 9th. So, I asked, where is mine then? Do we know something yet? She checked with the processing department and apparently there was a number missing or entered incorrectly for our homeowners insurance; so the processers had to redo GUS and send it back in. She said the file was auto rejected by USDA the day it was submitted due to the error; but that the processing dept returned it on November 14th. Ahhhh!!!! They were closed on Veteran's Day--so, I'm hoping that means there was only a 2 day delay. This is the most nervewracking process ever! Will be so glad to have keys in hand--I'm still too nervous to pack anything.
12-04-2012 05:41 PM
That stinks! Keep your chin up, your almost there. A two day delay might put us on same pace. Maybe we'll both close on same day
12-05-2012 05:31 AM
thanks for the encouragement I sure do hope that we both close soon! Are you in Ohio as well?
12-05-2012 06:52 AM
No,Arkansas. It's pretty much the same here with offices closing and they are several weeks behind. I won't bore you with details but we had several delays and were "assured" by LO we'd be able to close two weeks ago! End result is we're basically homeless while we wait. At the current pace USDA should be looking at us Thursday or Friday. Already have mortgage approved and trying to be patient.....
12-05-2012 11:54 AM - edited 12-05-2012 01:23 PM
My loan was summited to USDA 10-30 still waiting may be some can help me the update said that the are working on files from 10-16 to 11-06 that's mean that they may be working on my file or I have to wait until they are on 10-30 ?
pirulin Im in Kissimmee Florida
12-05-2012 11:59 AM
I read it that they are looking at you now. i hope so
These responses are not provided or commissioned by FICO. Responses have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.