Reply
New Visitor
Posts: 1
Registered: ‎12-02-2012
0

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Hello berrios94!!!!

 

Thank you for all of your updates!!!!  Also congrats on your closing.  I have been following all of your replies and they have been so very helpful.  I am anxiously waiting for a phone call from the Florida USDA office.  We submitted our loan on 10/22/12.  We have had to get three extensions from the seller.  If we don't hear something by 12/06/12 the seller will have to sign a forth extension.  The sellers are losing patience with this process.  I am so nervous.  Our LO will not tell us anything. I am not sure what to do other than pray pray and then pray LOL.  Please give me some advice if you know of any.  Thank you kindly!!!

 

Linda

New Contributor
Posts: 74
Registered: ‎06-11-2012
0

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

jeffg330--today they are on November 8th (my day)!!!!! Hoping to hear something soon :smileyhappy:

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home :smileyhappy:
Regular Contributor
Posts: 173
Registered: ‎05-31-2012
0

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Yay,finally,  let us know how long they take to approve you. 



Starting Score: EQ 609 EX 570 TU 656 March 2012 CH 7 BK 12/08
Current Score: EQ 691 EX 694 TU 713
Goal Score: all 3 700's.
Quicksilver $5000 Discover IT $1500 Barclays NFL $1250 Walmart $1500 CL Applied Bank $300 (secured)

Take the FICO Fitness Challenge

In the Garden till 12/14
New Contributor
Posts: 74
Registered: ‎06-11-2012
0

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

delayed.... :smileysad: My LO sent me an email status update from USDA earlier that said they are now on November 9th. So, I asked, where is mine then? Do we know something yet? She checked with the processing department and apparently there was a number missing or entered incorrectly for our homeowners insurance; so the processers had to redo GUS and send it back in. She said the file was auto rejected by USDA the day it was submitted due to the error; but that the processing dept returned it on November 14th. Ahhhh!!!! They were closed on Veteran's Day--so, I'm hoping that means there was only a 2 day delay. This is the most nervewracking process ever! Will be so glad to have keys in hand--I'm still too nervous to pack anything.

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home :smileyhappy:
Regular Contributor
Posts: 173
Registered: ‎05-31-2012
0

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

That stinks!  Keep your chin up, your almost there. A two day delay might put us on same pace. Maybe we'll both close on same day

 

 



Starting Score: EQ 609 EX 570 TU 656 March 2012 CH 7 BK 12/08
Current Score: EQ 691 EX 694 TU 713
Goal Score: all 3 700's.
Quicksilver $5000 Discover IT $1500 Barclays NFL $1250 Walmart $1500 CL Applied Bank $300 (secured)

Take the FICO Fitness Challenge

In the Garden till 12/14
New Contributor
Posts: 74
Registered: ‎06-11-2012
0

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

thanks for the encouragement :smileyhappy: I sure do hope that we both close soon! Are you in Ohio as well?

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home :smileyhappy:
Regular Contributor
Posts: 173
Registered: ‎05-31-2012
0

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

No,Arkansas. It's pretty much the same here with offices closing and they are several weeks behind. I won't bore you with details but we had several delays and were "assured" by LO we'd be able to close two weeks ago! End result is we're basically homeless while we wait. At the current pace USDA should be looking at us Thursday or Friday. Already have mortgage approved and trying to be patient.....



Starting Score: EQ 609 EX 570 TU 656 March 2012 CH 7 BK 12/08
Current Score: EQ 691 EX 694 TU 713
Goal Score: all 3 700's.
Quicksilver $5000 Discover IT $1500 Barclays NFL $1250 Walmart $1500 CL Applied Bank $300 (secured)

Take the FICO Fitness Challenge

In the Garden till 12/14
Member
Posts: 30
Registered: ‎12-05-2012
0

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

[ Edited ]

My loan was summited to USDA 10-30 still waiting may be some can help me the update said that the are working on files from 10-16 to 11-06 that's mean that they may be working on my file or I have to wait until they are on 10-30 ?

Thanks,

pirulin Im in Kissimmee Florida

Regular Contributor
Posts: 173
Registered: ‎05-31-2012
0

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

I read it that they are looking at you now. i hope so



Starting Score: EQ 609 EX 570 TU 656 March 2012 CH 7 BK 12/08
Current Score: EQ 691 EX 694 TU 713
Goal Score: all 3 700's.
Quicksilver $5000 Discover IT $1500 Barclays NFL $1250 Walmart $1500 CL Applied Bank $300 (secured)

Take the FICO Fitness Challenge

In the Garden till 12/14
Member
Posts: 30
Registered: ‎12-05-2012
0

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

I hope so but why they saying that they are working on files  from 10-16 ? Im so desperate and I'm so confused

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.