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USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Regular Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

TY hopefulkt, praying your next!


Starting Score: EQ 609 EX 570 TU 656 March 2012 CH 7 BK 12/08
Current Score: EQ 691 EX 694 TU 713
Goal Score: all 3 700's.
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In the Garden till 12/14
Message 41 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Jeffg330 congratulation Im still waiting my file was sumitted on 10-30 and they are working on files from 10-16 to 11-07 so at this point I don't know if the are working on my file I hope so !!!

Message 42 of 95
New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Thanks! I surely do appreciate all prayers and positive vibes! Loan officer just emailed me—she says USDA is currently reviewing our file and that she expects their approval shortly (don’t know how she knows that—maybe she called them?). This is the point where my fingers and toes are crossed…I need chocolate. I just hope they filled out all the paperwork correctly and there aren't anymore delays.

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 43 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

If any one knows the USDA number not the hot line a number that can may be talk to someone ?

Thanks,

Kenia

Message 44 of 95
New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

This provides a contact number for each area in Florida:http://www.rurdev.usda.gov/FL-Contacts.html. Hope that helps! Good luck!

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 45 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

thanks,

Message 46 of 95
New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

UPDATE: Loan Officer just emailed me a page to sign and send back to her ASAP. The form is the RD 1980 (the lenders request to USDA for commitment). Not sure where that got flubbed up at; but she says USDA is waiting for it and that we should still hear back from them today. So stressed!!!

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 47 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

hopefulkt are in florida ?

Message 48 of 95
New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

No---I'm in Ohio.

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 49 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

OK I'm happy for you me here in Florida getting desperate I already requested a extension from the owner now they just give me until 12-11 or 12-15 my file was sumitted on 10-30 but USDA is working on files from 10-16 to 11-07 so I don't know what really going on f may be they are working on files after the 16th is no way to check no one can help not even LO Smiley Sad((((

Message 50 of 95