12-07-2012 11:23 AM
Thanks Ohio is pretty backed up as well...my app was submitted on November 8th (a full month ago). We also have had to ask for extensions from the seller. I hope that we both hear something soon The USDA process is not for the weak, that's for sure!
12-07-2012 11:36 AM
UPDATE: Loan Officer just emailed me a page to sign and send back to her ASAP. The form is the RD 1980 (the lenders request to USDA for commitment). Not sure where that got flubbed up at; but she says USDA is waiting for it and that we should still hear back from them today. So stressed!!!
Sounds like your processor or LO are not so thorough hoefulkt. At any rate you ought to get approval today and not suffer through another weekend of anxiety! I'm off to go close, please let us know what happens
12-07-2012 12:53 PM
wahooo!!!!!!!!! That's awesome! Congrats!
12-07-2012 01:32 PM
update: Our USDA office closes at 4:30...and they haven't issued a conditional commitment yet...another weekend will be spent anxiously waiting. :/
12-10-2012 07:59 AM
In Ohio they've received all of the signatures and additional docs they requested...now we're patiently waiting for them to turn it around. So nervous! Hopefully this will be our week pirulin!
12-10-2012 08:40 AM
My husband and I are happy we been waiting for ever , first the shortsale approval , then to clean the UW and finally USDA We start this process back on June 2012 not counting that we have last year (Oct. 2011) another house and the short sale was not approved . We were waiting for that approval for 4 months but we are glad that was not approved because the house that we have now is 100% better and ready to move in thanks God
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.