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USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Thanks Smiley Happy Ohio is pretty backed up as well...my app was submitted on November 8th (a full month ago). We also have had to ask for extensions from the seller. I hope that we both hear something soon Smiley Happy The USDA process is not for the weak, that's for sure!

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 51 of 95
Regular Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!


hopefulKT wrote:

UPDATE: Loan Officer just emailed me a page to sign and send back to her ASAP. The form is the RD 1980 (the lenders request to USDA for commitment). Not sure where that got flubbed up at; but she says USDA is waiting for it and that we should still hear back from them today. So stressed!!!


Sounds like your processor or LO are not so thorough hoefulkt. At any rate you ought to get approval today and not suffer through another weekend of anxiety! I'm off to go close, please let us know what happens



Starting Score: EQ 609 EX 570 TU 656 March 2012 CH 7 BK 12/08
Current Score: EQ 691 EX 694 TU 713
Goal Score: all 3 700's.
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In the Garden till 12/14
Message 52 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Smiley Very Happy My LO just call me and told me that USDA is working on my file now they just need some paper and she just send it OMG IM so happy !!!!!!!

Message 53 of 95
New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

wahooo!!!!!!!!! That's awesome! Congrats!

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 54 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Hope that by Monday we're clear to closedSmiley Very Happy

Message 55 of 95
New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

update: Our USDA office closes at 4:30...and they haven't issued a conditional commitment yet...another weekend will be spent anxiously waiting. :/

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 56 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Well today Monday December 10, 2012 in Florida USDA is working on Files from 10-26 to 11-10

Message 57 of 95
New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

In Ohio they've received all of the signatures and additional docs they requested...now we're patiently waiting for them to turn it around. So nervous! Hopefully this will be our week pirulin!

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 58 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Thanks hopefully !! Me too I just waiting for the clear to close maybe today they will let me know if not probably tomorrow Smiley Very Happy

Message 59 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

My husband and I  are happy we been waiting for ever , first the shortsale approval , then to clean the UW and finally USDA We start this process back on June 2012 not counting that we have last year (Oct. 2011) another house and the short sale was not approved . We were waiting for that approval for 4 months but we are glad that was not approved because the house that we have now is 100% better and ready to move in thanks God

Message 60 of 95