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USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Congrats!!!! Smiley Happy

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 61 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

I just spoke to my LO and in her office all computers are down woooo has to be today lol lets see what happen during the day right now in Florida is 1:25pm Smiley Surprised

Message 62 of 95
New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

another day with no answer for me...our USDA office closes at 4:30...maybe tomorrow? Smiley Indifferent

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 63 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

I know me too lets see what happen today hope to hear good news today Smiley Sad

Message 64 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

My LO just called me because USDA ask for flood zone she will send it this afternoon and then my file will be release I should be closing by this Friday Smiley Very Happy

Message 65 of 95
Regular Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Can I ask the sq footage of the home they approved it for? Or is that only a limit for direct loans?

Message 66 of 95
New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

I'm not aware of a square footage limitation for the guaranteed loan program. The home we are under contract for is just over 2,000 sq ft.; and, we're a family of 2.

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 67 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Im not sure either my is over 2,000sq and we are a family of 4 check on your local USDA web side

Message 68 of 95
Member

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

Hopefulkt !!!!!!  any good news from your USDA yet ? Me still the same supposedly we are going to have the clear by today I'M prying !!!!!

Message 69 of 95
New Contributor

Re: USDA Guaranteed (FL) Loan File Review Progress UPDATE!!

still no news.... Smiley Sad My LO and her processor have nudged USDA for an update, but nothing. The additional paperwork they requested was sent to them this past Friday. They are now working on loans that were submitted 4 business days after mine. Hoping to hear something today, but I'm not holding my breath. We're just at the mercy of USDA, and there isn't anything that anybody can do about it. Hope you hear something today! 

Starting Score: EQ 559 (June12)
TU 651 (spouse) (June12)
November12 score (Equifax myfico):
Me: 646
Spouse: 691
Getting ready to close on our first home Smiley Happy
Message 70 of 95