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We are in the process of trying to get my husbands mid score up to 640, once we do we will be applying for a Guaranteed USDA loan. Just wondering what other people were getting for interest rates that had a similar credit score?
3.75
Thank you so much for your response!
the Guaranteed loan rate is up to the lender you use not USDA. USDA Direct, which is the loan income loan woul dbe the 3.75. We are doing a guaranteed loan current and our rate is 4.1%
@Tpelc23 wrote:the Guaranteed loan rate is up to the lender you use not USDA. USDA Direct, which is the loan income loan woul dbe the 3.75. We are doing a guaranteed loan current and our rate is 4.1%
Thank you, just trying to get an idea of the range we might be in.
Mine's a guaranteed and we're a 3.75...and the credit is borderline.
We went Direct and our rate is 3.25%
We just closed at 3.75 guaranteed