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USDA-Owner Finance Foreclosure - Missouri

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ryan06
Established Member

USDA-Owner Finance Foreclosure - Missouri

I purchased a home as a owner finance through a local construction company. We eventually wanted to move but we were unable to sale so we ended up walking away from the home. We sent the owner a letter and told them we would be vacating after 30 days and returned the keys and moved out. This happened in October 2011 so approx 15 months ago. About 3 months after moving out we did receive a letter saying the house was going to be auctioned but that is the last we heard of it. I thought for sure that it would show on my credit report but it was never reported so its not on any of my 3 credit reports. We have been renting since and now I am wanting to purchase a home using a USDA loan but I wonder if anyone can tell me if letting the loan officer know the details of this if its going to prevent me from getting the loan approved.
EQ 705 (FICO) TU 720 (FICO) EX 719
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