Just curious how this works? The home we are most interested in for our family, is a foreclosure at a great price, but a bit of a fixer upper. The broker had mentioned no fixer uppers but I am not sure what is considered a "Fixer Upper" technically. This house will need new paint & carpet, but the basement was sectioned off into a daycare previously & not very well. The walls are here and there & we would definitely want to knock down walls and drywall the basement the right way. Would this be a problem since we are going through USDA? TY! 