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Just wanted to share my good news...
I was pre approved for FHA and USDA for a loan up to $160,000..
Very exciting! Going to start house shopping in a couple days!
My lender pulled scores were about 20 points lower than the scores on MyFico, which was kind of upsetting, but it still all worked out!
Congratulations! If you don't mind, please keep coming back & keep us updated on your timeline & hurdles. Thanks!