cancel
Showing results for 
Search instead for 
Did you mean: 

USDA approval

tag
jwpezd
Regular Contributor

USDA approval

Got USDA approval last night! Just wondering what's next? And if there is anything else to be worried about.
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Message 1 of 4
3 REPLIES 3
playboy
Regular Contributor

Re: USDA approval

The USDA will send your file back to your lender's underwriter.  They'll prep the file for clear to close and you'll be off and running.


Starting Score: EX 575/TU 534/EQ 570
Current Scores per Myfico: (As of 12-14-13) EX 690/EQ 685/TU 679
Goal Score: 720


Take the myFICO Fitness Challenge

Message 2 of 4
jwpezd
Regular Contributor

Re: USDA approval

So can I stop worrying yet lol
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Message 3 of 4
playboy
Regular Contributor

Re: USDA approval

Your lender could come back with more conditions, but I doubt it.  Most lenders try to send complete files to USDA so that there's not anything that would cause USDA to reject the file.  When my file came back from USDA my lender didn't have any more conditions for me.  


Starting Score: EX 575/TU 534/EQ 570
Current Scores per Myfico: (As of 12-14-13) EX 690/EQ 685/TU 679
Goal Score: 720


Take the myFICO Fitness Challenge

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.