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I am building a home, and am prequalified for a USDA loan in Southern AZ. We are going to be closing mid November.
Should I have to worry about USDA funds running out before my loan funds?
The new fiscal year begins in October so it's pretty likely USDA will have funds in November. The Guaranteed version of USDA doesn't appear to be running out of funds at any point in time, or at least that is how it is currently set up to run - it'll be self-funding due to the new monthly fee that USDA loans are charging starting on October 1st.