My closing is set for 11/23 and as of today, my LO has not told me he got word back from USDA. He keeps telling me not to worry/stress, that they have been in contact with USDA and are expecting word any day now.
*Sigh, I am trying not to let it get me down, but I am excited/anxious.
We lost our contract because USDA took so long. Our local office staff (H-burg VA) has been cut in half but volume tripled. They won't even give an estimated time. Best we could get out of them was 10-30 days. Our mortgage broker left the loan running through USDA after the seller backed out just to see how long it would take and keep the option open for us if we want to go back and try to renegotiate.
Loan went to USDA 10/26 and still no sign of completion. They aren't asking for info either, so it's not like it's because they need more stuff.
On our next contract we will ask for 60 days from ratification for closing.
Hope your field office has more staff! Good luck.