02-22-2013 10:13 AM
02-22-2013 02:47 PM
I am in Central FL, too and my file was submitted to USDA on 01/25. Got my call on Wednesday that I'm clear to close. I was pulling my hair out and a nervous wreck. Your call is coming. I bet you hear from them by Monday. Hang in there. You are thisclose.
02-23-2013 06:16 AM
For the buyer of our house, it took almost a year. Our realtor had to keep resubmitting documents for the short sale each time that it expired. The first approval was November 2011. We closed in October 2012.
02-23-2013 06:17 AM
02-23-2013 06:37 AM
02-25-2013 06:21 AM
02-25-2013 07:32 AM
So, according to the hotline, USDA is now reviewing files from 1/31-2/6. What happened to my phone call?? They have passed my date of submission and I have heard nothing.
xx my fingers today is my lucky day.
Your loan processor should have been in touch with you once they rec'd the file from USDA. USDA had my file for 3 weeks. The day it was sent back to my lender with the approval, the loan process gave me a call and said that I was good to. I say get in contact with your lender and see what is going on. It's likely that USDA in Gainesville could still have your file, but with the date having passed I doubt that they do.
I closed on 2-21 and I did my walkthrough 2 hours before closing. Very exciting and you'll be feeling that excitement soon. Good luck.
02-25-2013 07:42 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.