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Member
AGingrich
Posts: 18
Registered: ‎01-16-2014
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Re: Underwriting..........N E R V O U S

Congratulations! I'm waiting on approval and literally getting sick about it. Enjoy your new home!

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TheGardner
Posts: 553
Registered: ‎01-12-2014
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Re: Underwriting..........N E R V O U S


cracksmeup wrote:

Just got our clear to close. We close tomorrow morning. I'm so excited and have been waiting for this day for a long time!


Congrats! Enjoy your new home

If anyone needs me I will be In The Garden. Goal Score: 720 for all in 2014.
TU - 726 Oct 2 EX - 703 Oct 7 EQ - 697 Oct 3 myFico 3 score watch
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Chitwngrl
Posts: 111
Registered: ‎08-20-2012
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Re: Underwriting..........N E R V O U S

Congrats!!!! Hope to be in your shoes Aug 29th!! We just went into UW today. 

 

Starting Score:EQ 653, TU 612, EX 618 (pulled by Mort Broker)
Current Score:EX643TU637EQ659
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Established Member
jbrv
Posts: 31
Registered: ‎04-27-2011
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Re: Underwriting..........N E R V O U S

We've been in uw since Tuesday and I've had that nervous/on the verge of puking feeling ever since :smileyhappy: LO says we should hear back by early next week. It's SO hard not to worry!
New Member
filamqc
Posts: 7
Registered: ‎07-14-2014
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Re: Underwriting..........N E R V O U S

I'm in UW too... LO submitted last Tues. and UW 'received' Thurs. and LO said 3-4 days!  Don't even know conditions yet if any and there usually is. My closing is supposed to be on 7/28.  Ugh. :smileysad:

Valued Contributor
ezdriver
Posts: 1,771
Registered: ‎08-24-2013
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Re: Underwriting..........N E R V O U S


filamqc wrote:

I'm in UW too... LO submitted last Tues. and UW 'received' Thurs. and LO said 3-4 days!  Don't even know conditions yet if any and there usually is. My closing is supposed to be on 7/28.  Ugh. :smileysad:


I feel your pain. I am waiting for the clear to close and hoping that I can close next week. I have to move out of my current rental by 7/31!!! Tick tock tick tock ...

It is amazing to me how long, and unpredictable, the underwriter turnaround times have become. The lending industry is choking the real estate industry!

 



Starting Score: 618
Scores on 10/9/13: EFX 652, XPN 669, TUC 662
Scores on 3/17/14: EFX 649, XPN 677, TUC 681
Goal Score: 720 ALL


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New Member
filamqc
Posts: 7
Registered: ‎07-14-2014
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Re: Underwriting..........N E R V O U S

I share your anxiety and frustrations.... I also have to move out by end of July.   Double ugh.  

Member
imhightide
Posts: 27
Registered: ‎07-20-2014
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Re: Underwriting..........N E R V O U S

[ Edited ]

Don't you dread the weekends and the time it takes away from approving our loans? Weekends make everything stop. I too am scheduled for closing on the 31st of this month. In UW and two days ago my LO asks for tax transcripts? Send them off immediately but because it was already send to USDA for the final approval, it makes me wonder how long now until it closes since this was not asked for a long time ago. 11 Days left and don't even have movers lined up for a 3bd house and garage including a rental huge storage container moving from Ca. to Mi. Sheesh. I'll just sit with you guys at the Nervous and Stressed out table and we can all wiggle our feet and chew on each others nails until we hear something. The entire mortgage process is so messed up when it comes to timing. You'd think in this day and age something better would be in place when it comes to mortgage loans.Oh, did I mention I put in my "I'm leaving notice" with my landlord too on the 31st? No movers hired, no place to go and one 15 day extension already. :smileyindifferent: <--- not happy!

Frequent Contributor
bdhu2001
Posts: 482
Registered: ‎04-24-2014
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Re: Underwriting..........N E R V O U S


cracksmeup wrote:

Just got our clear to close. We close tomorrow morning. I'm so excited and have been waiting for this day for a long time!


Congratulations. From 6-19 in underwriting to 7-11-14 close. 

 

I know you must be elated. So that's three weeks in underwriting.  When was escrow opened?  I know how long this stuff takes is different for everyone, but my seller has stiff penalties for not closing on time.

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