03-14-2013 10:18 AM
So loan officer emailed me last night and said that our file was next with the underwriter this morning after sitting in the pile for 7 days. It's now noon and haven't heard anything!!! I'm having an ulcer while I'm typing this. Does it normally take this long? I'm doing a 30yr conventional loan and everything has been good so far. Loan officer use to be an underwriter for 8 years so she was on top of everything that needed to be put together but I'm still having high anxiety due to this being my first home. Closing date set for March 28th.
03-18-2013 08:02 AM - edited 03-18-2013 08:03 AM
My file is being sent to Underwriting today and my LO said it will take about a week to hear back anything. During this week, I am going to be as patient as I can and hope for some good news. My closing is set for April 30th.
You can ask your LO for a status or just wait another day and then check with your LO.
03-18-2013 08:24 AM
im in final underwriting right now and im going crazy lol
I thought you were all cool, calm, and collecte? So what's the latest? Are they saying it should be out of UW any day or what's going on?
03-18-2013 08:31 AM
We will probably be headed there ourselves by this time next week. Fun. Though as bad as it might be, it won't be any worse than sitting around for 2 1/2 months waiting to officially apply with our preferred lender.
03-18-2013 08:47 AM
I can't concentrate on anything but this today. Got an email this morning that they are just waiting for the underwriter to sign off on the clear to close! I keep trying to work but only find myself right back to this forum.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.