Underwriting with outstanding condition

[cchoipet]

Hi,

My file went underwriting for review on May 1 and came back with one outstanding condition. My LO emailed me that I need to submit "Title" obtain from Attorney for final approval. 

The rest of the items I submitted earlier after I got conditional approval were; 12 months canceled checks, LOE of large deposits, LOE of credit inquiry, signed Form 4506-T. I checked my application status online and those items have "Closed" marked as status for final approval. Does that mean those items went throught underwriting and clear to close? Can I smile or jump around now that this is a good sign I'm getting closed to become a homeowner?

My closing day is June 3rd. I applied for SoftSecond mortgage that takes 60 days to process.

Thank you 

[Mike_B03]

Yes, if the items say "Closed", then they have been reviewed by the UW and are good. That doesn't mean you have clear to close, but things are looking good.

[cchoipet]

Thanks!

I am just so excited to hear that. It's been a while already going through this.