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Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012
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Update: Going for it! VA Loan - CLOSED!

[ Edited ]

Well, I sorta gave up on looking for houses until I happened to take a look at a foreclosure home today that I love. So tomorrow I'm going to work up my VA Loan pre-approval and then put an offer in! Not thinking I was getting a mortgage any time soon, I opened up a new credit card a week ago, and it hasn't posted to my credit report yet, but should in the next 3 weeks, and have 4 other new credit cards from July, and one from April. My loan officer said it shouldn't be a problem though as long as I justify the cards and the inquiries and since my DTI is 0%. Wish me luck! I'll keep this post updated with the process.

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Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012
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Re: Going for it! VA Loan

Made it through automated underwriting today, and about to go put an offer on the house.

 

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JM-AM
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Re: Going for it! VA Loan

Congrats and gl with your offer. 

Good Luck
May all your dreams and wishes become a reality!
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webhopper
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Re: Going for it! VA Loan

Congrats and good luck on your offer!

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seigex
Posts: 425
Registered: ‎05-16-2012
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Re: Going for it! VA Loan

Thanks! All ducks are in a row except for my dang DD-214, can't find it. Offer was made and now waiting on a response! :smileyhappy:

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MissKay
Posts: 111
Registered: ‎02-05-2012
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Re: Going for it! VA Loan

Do you have access to myarmyportal.com or whatever branch's system u are in? U should be able to print ur dd213 from there.
Congrats!!

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seigex
Posts: 425
Registered: ‎05-16-2012
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Re: Going for it! VA Loan

I got access to eVetBenefits or something like that to get my COE and there was a place I could request my DD214, it said within 48 hours so hopefully i'll see it tomorrow... thanks!

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seigex
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Re: Going for it! VA Loan

[ Edited ]

Got the counter offer today, accepted it, and resubmitted. We are doing the property inspection on Friday then ordering the VA loan appraisal! Moving along... Potential closing date around 12/5/12! :smileyhappy:

 

20_CV12134433_0_1351677407_636x435.jpg

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jnkp2001
Posts: 135
Registered: ‎01-04-2012
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Re: Going for it! VA Loan

Nice house.  If I may ask, what part of the country is that in?

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seigex
Posts: 425
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Re: Going for it! VA Loan

Southern California Mountains .. beautiful area

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