Mortgage Loans

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seigex
Posts: 425
Registered: ‎05-16-2012

Update: Going for it! VA Loan - CLOSED!

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‎11-03-2012 08:00 PM - edited ‎12-18-2012 07:24 PM

Well, I sorta gave up on looking for houses until I happened to take a look at a foreclosure home today that I love. So tomorrow I'm going to work up my VA Loan pre-approval and then put an offer in! Not thinking I was getting a mortgage any time soon, I opened up a new credit card a week ago, and it hasn't posted to my credit report yet, but should in the next 3 weeks, and have 4 other new credit cards from July, and one from April. My loan officer said it shouldn't be a problem though as long as I justify the cards and the inquiries and since my DTI is 0%. Wish me luck! I'll keep this post updated with the process.

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seigex
Posts: 425
Registered: ‎05-16-2012

Re: Going for it! VA Loan

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‎11-04-2012 10:37 AM

Made it through automated underwriting today, and about to go put an offer on the house.

 

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
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JM-AM
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Re: Going for it! VA Loan

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‎11-04-2012 12:05 PM

Congrats and gl with your offer. 

Good Luck
May all your dreams and wishes become a reality!
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webhopper
Posts: 6,739
Registered: ‎09-16-2011

Re: Going for it! VA Loan

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‎11-04-2012 12:49 PM

Congrats and good luck on your offer!
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seigex
Posts: 425
Registered: ‎05-16-2012

Re: Going for it! VA Loan

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‎11-04-2012 01:38 PM

Thanks! All ducks are in a row except for my dang DD-214, can't find it. Offer was made and now waiting on a response! :smileyhappy:

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
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MissKay
Posts: 111
Registered: ‎02-05-2012

Re: Going for it! VA Loan

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‎11-04-2012 08:26 PM

Do you have access to myarmyportal.com or whatever branch's system u are in? U should be able to print ur dd213 from there.
Congrats!!
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seigex
Posts: 425
Registered: ‎05-16-2012

Re: Going for it! VA Loan

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‎11-04-2012 10:16 PM

I got access to eVetBenefits or something like that to get my COE and there was a place I could request my DD214, it said within 48 hours so hopefully i'll see it tomorrow... thanks!

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
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seigex
Posts: 425
Registered: ‎05-16-2012

Re: Going for it! VA Loan

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‎11-07-2012 02:50 PM - edited ‎11-07-2012 02:50 PM

Got the counter offer today, accepted it, and resubmitted. We are doing the property inspection on Friday then ordering the VA loan appraisal! Moving along... Potential closing date around 12/5/12! :smileyhappy:

 

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Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
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jnkp2001
Posts: 132
Registered: ‎01-04-2012

Re: Going for it! VA Loan

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‎11-07-2012 04:40 PM

Nice house.  If I may ask, what part of the country is that in?

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seigex
Posts: 425
Registered: ‎05-16-2012

Re: Going for it! VA Loan

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‎11-07-2012 04:46 PM

Southern California Mountains .. beautiful area

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
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