11-03-2012 08:00 PM - edited 12-18-2012 07:24 PM
Well, I sorta gave up on looking for houses until I happened to take a look at a foreclosure home today that I love. So tomorrow I'm going to work up my VA Loan pre-approval and then put an offer in! Not thinking I was getting a mortgage any time soon, I opened up a new credit card a week ago, and it hasn't posted to my credit report yet, but should in the next 3 weeks, and have 4 other new credit cards from July, and one from April. My loan officer said it shouldn't be a problem though as long as I justify the cards and the inquiries and since my DTI is 0%. Wish me luck! I'll keep this post updated with the process.
11-04-2012 10:37 AM
Made it through automated underwriting today, and about to go put an offer on the house.
11-04-2012 12:49 PM
11-04-2012 01:38 PM
Thanks! All ducks are in a row except for my dang DD-214, can't find it. Offer was made and now waiting on a response!
11-04-2012 08:26 PM
11-04-2012 10:16 PM
I got access to eVetBenefits or something like that to get my COE and there was a place I could request my DD214, it said within 48 hours so hopefully i'll see it tomorrow... thanks!
11-07-2012 02:50 PM - edited 11-07-2012 02:50 PM
Got the counter offer today, accepted it, and resubmitted. We are doing the property inspection on Friday then ordering the VA loan appraisal! Moving along... Potential closing date around 12/5/12!
11-07-2012 04:40 PM
Nice house. If I may ask, what part of the country is that in?
11-07-2012 04:46 PM
Southern California Mountains .. beautiful area