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Update: Going for it! VA Loan - CLOSED!

Established Contributor

Update: Going for it! VA Loan - CLOSED!

Well, I sorta gave up on looking for houses until I happened to take a look at a foreclosure home today that I love. So tomorrow I'm going to work up my VA Loan pre-approval and then put an offer in! Not thinking I was getting a mortgage any time soon, I opened up a new credit card a week ago, and it hasn't posted to my credit report yet, but should in the next 3 weeks, and have 4 other new credit cards from July, and one from April. My loan officer said it shouldn't be a problem though as long as I justify the cards and the inquiries and since my DTI is 0%. Wish me luck! I'll keep this post updated with the process.

Message 1 of 38
37 REPLIES
Established Contributor

Re: Going for it! VA Loan

Made it through automated underwriting today, and about to go put an offer on the house.

 

Message 2 of 38
Valued Contributor

Re: Going for it! VA Loan

Congrats and gl with your offer. 

Good Luck
May all your dreams and wishes become a reality!
Message 3 of 38
Moderator Emeritus

Re: Going for it! VA Loan

Congrats and good luck on your offer!

Starting Score: 08/29/2011 TU 671 EQ 674
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Message 4 of 38
Established Contributor

Re: Going for it! VA Loan

Thanks! All ducks are in a row except for my dang DD-214, can't find it. Offer was made and now waiting on a response! Smiley Happy

Message 5 of 38
Contributor

Re: Going for it! VA Loan

Do you have access to myarmyportal.com or whatever branch's system u are in? U should be able to print ur dd213 from there.
Congrats!!

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Message 6 of 38
Established Contributor

Re: Going for it! VA Loan

I got access to eVetBenefits or something like that to get my COE and there was a place I could request my DD214, it said within 48 hours so hopefully i'll see it tomorrow... thanks!

Message 7 of 38
Established Contributor

Re: Going for it! VA Loan

Got the counter offer today, accepted it, and resubmitted. We are doing the property inspection on Friday then ordering the VA loan appraisal! Moving along... Potential closing date around 12/5/12! Smiley Happy

 

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Message 8 of 38
Regular Contributor

Re: Going for it! VA Loan

Nice house.  If I may ask, what part of the country is that in?

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
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Message 9 of 38
Highlighted
Established Contributor

Re: Going for it! VA Loan

Southern California Mountains .. beautiful area

Message 10 of 38