Mortgage Loans

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: Going for it! VA Loan

Options

‎11-10-2012 12:35 AM

Inspection today went well, signed all the loan docs today, VA Appraisal was ordered today ... now the anticipation! I fear something will happen in underwriting that will keep me from getting this house, and I don't want to lose it... it's perfect!

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Message 11 of 38 (1,476 Views)
 
Reply
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: Going for it! VA Loan

Options

‎11-12-2012 09:56 PM

Got my GFE in my email today... moving along

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Message 12 of 38 (1,428 Views)
 
Reply
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: Going for it! VA Loan

Options

‎11-15-2012 11:14 AM

I was approved today for my loan w/ conditions! Conditions are easy, already sent what was needed and my Loan officer is writing up my letters for me... she has been great! Extremely excited, just waiting for the VA appraisal to come back :smileyvery-happy:

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Message 13 of 38 (1,384 Views)
 
Reply
Contributor
adonis2011
Posts: 84
Registered: ‎04-03-2012

Re: Update: Going for it! VA Loan - APPROVED!

Options

‎11-15-2012 11:20 AM

Who are you going through for your VA loan?
Message 14 of 38 (1,381 Views)
 
Reply
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: Update: Going for it! VA Loan - APPROVED!

[ Edited ]
Options

‎11-15-2012 12:07 PM - last edited on ‎11-16-2012 08:36 AM by Moderator

adonis2011 wrote:
Who are you going through for your VA loan?

A loan officer for WJ Bradley ...  "Mod Cut" she's been great! Keeps in touch with me along the way and has been very helpful, even answering all my newbie questions... And the process is going smooth and fast.

 

OP, Full names are not allowed to be posted, per myFICO Terms of Service. You are welcome to exchange such things, via PM.
Lightnin,myFICO moderator

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Message 15 of 38 (1,368 Views)
 
Reply
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: Update: Going for it! VA Loan - APPROVED!

Options

‎11-19-2012 11:51 AM

VA Appraisal just came back!!!! NO CONDITIONS, UP TO VA STANDARDS!!! And came back at the exact asking price!! So I was told I could close within two weeks!!! (just a little excited)

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Message 16 of 38 (1,241 Views)
 
Reply
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: Update: Going for it! VA Loan - APPROVED!

Options

‎11-19-2012 09:18 PM

seigex wrote:
adonis2011 wrote:
Who are you going through for your VA loan?

A loan officer for WJ Bradley ...  "Mod Cut" she's been great! Keeps in touch with me along the way and has been very helpful, even answering all my newbie questions... And the process is going smooth and fast.

 

OP, Full names are not allowed to be posted, per myFICO Terms of Service. You are welcome to exchange such things, via PM.
Lightnin,myFICO moderator

I was careful not to post her name, but a public link to her company website with her permission

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Message 17 of 38 (1,204 Views)
 
Reply
Moderator
Moderator
webhopper
Posts: 6,630
Registered: ‎09-16-2011

Re: Update: Going for it! VA Loan - APPROVED!

Options

‎11-19-2012 11:28 PM

seigex wrote:

VA Appraisal just came back!!!! NO CONDITIONS, UP TO VA STANDARDS!!! And came back at the exact asking price!! So I was told I could close within two weeks!!! (just a little excited)

 

Wow that is amazing congratulations!!!
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
Message 18 of 38 (1,189 Views)
 
Reply
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: Update: Going for it! VA Loan - APPROVED!

Options

‎11-30-2012 01:58 PM

Well I got final approval and I will be signing loan documents on Monday, if everything goes well I'll be closing between Wednesday and Friday! :smileyvery-happy:

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Message 19 of 38 (1,101 Views)
 
Reply
Contributor
YHWHUDAH
Posts: 153
Registered: ‎10-03-2011

Re: Update: Going for it! VA Loan - APPROVED!

Options

‎12-06-2012 01:04 PM

Congrats, I closed on my VA loan last year in Dec with USAA. Did you try them? You should be ok for Monday!

Capital One Cash World MasterCard 7500, PenFed World Visa 6500, USAA Military Affiliate Visa 2000, Capital One Platinum 2500, Affas Military Star Card 8700, Affas Take It Home Today 4900, Orchard Bank Platinum 1500, Orchard Bank Silver 1300, Lowes 5000 and Chase 500.

Closed on USAA Mortgage Dec 23, USAA Auto Loan 42000 Mercedes Dec 30

Credit Scores: EQ 656 TU 669 EX 679 All Lender Pulls Oct 2011
Message 20 of 38 (1,002 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+