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Update

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bbrannan
Regular Contributor

Update

Yesterday seemed like it would never get here but I finally went to the title company and signed my life away!! Yay! The only thing? The seller did not show up! Apparently something came up and they were not going to be able to show up until 10AM this morning. So I am patiently waiting to get the keys this morning. I have the moving truck on stand-by and everything is packed and ready for relocation! Here we go...
Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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Message 1 of 11
10 REPLIES 10
kdmitchell27
New Contributor

Re: Update

Congrats! Though it must stink, you're like a kid standing in front of Toysrus and the store isn't open yet.


Can't wait to get into our new house.

Lender Pulled Credit Rating as of 4.10.2013. (Fico Experian: 660) (Fico TU: 685) (Fico Equifax: 659)
Message 2 of 11
ccubedzx3
Regular Contributor

Re: Update

Congratulations on your new beginning!! All the best!


Starting Score:2/1/16 565
Current Score: 3/1/16 575
Lender Mid Score: 3/1/16 575

Goal Score: 700


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Message 3 of 11
bbrannan
Regular Contributor

Re: Update

Thank you! I think this is worse than Christmas when I was a kid! Ha! I have just over an hour left until I am supposed to meet my agent to get the keys! Sitting here watching the minutes tick off the clock does NOT help either! ha!! Hopeful that there are no more delays...I will update soon....

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


Take the FICO Fitness Challenge
Message 4 of 11
raisinitup
Regular Contributor

Re: Update

Soooooo, don't keep us in suspense, lol. You in ??
12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Message 5 of 11
bbrannan
Regular Contributor

Re: Update

Sorry for the delay in posting the update. WE CLOSED!!! I signed papers on Monday but the seller has some sort of delay and was not able to make it until the next morning. So they showed up Tuesday morning at 10AM and signed. That started my moving process...we moved all afternoon Tuesday and all day Wednesday. But now we are completely moved and in our new home!! So excited! Still does not seem real!! Thanks to all everyone for the encouragement throughout the process.

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


Take the FICO Fitness Challenge
Message 6 of 11
raisinitup
Regular Contributor

Re: Update

Congratulations !

 

You get a pass for not sharing the news sooner since you were MOVING INTO YOUR NEW HOME. Can't wait to join you in the "Can't belive I got a mortgage, club".

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Message 7 of 11
bbrannan
Regular Contributor

Re: Update

Thanks! That is the best club that I have been in for a while! Rest assured, we will be waiting at the door to hand you your membership card when you get there! Any word back from UW yet?

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


Take the FICO Fitness Challenge
Message 8 of 11
raisinitup
Regular Contributor

Re: Update

No, we're due to close on 5/13 so I'm not freaking out just yet. I think we went to UW on Tuesday so hopfully by Friday we should hear something I hope. If not, I'm looking at another loooong weekend.

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Message 9 of 11
bbrannan
Regular Contributor

Re: Update

I know all about those long weekends! I hated not knowing something over a weekend like that! My initial approval come through on a late Friday afternoon AFTER my LO had gone home. So I did not find out until Monday...stressed the whole weekend! Hopefully you will hear something so that you dont have to go through the whole weekend like that! Good luck and be sure and let us know!!!

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


Take the FICO Fitness Challenge
Message 10 of 11
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