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Using credit card if already reported question

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Sabrian31487
Regular Contributor

Using credit card if already reported question

Good evening,
I am needing to make a few credit card transactions so I can pay some bills. I just need till Wednesday to get paid till I can pay that credit card off.. Since the credit card reported on the 10th, the mortgage company when they pull my credit in a few days will not see my transaction because it reported before those transactions where finalized.. Correct?? All answers appreciated.
Discover IT 02/2013 (1000.00),Chase Freedom 02/2013 (3000.00),AmEx Blue Cash Everyday 06/2013 (3000.00)
Citi Simplicity 06/2013 (1000.00)
TU FICO - 718 , CK TU - 738 , Credit.com EX - 727, Quizzle.com - 720, CreditSesame.com - 720

Message 1 of 4
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echoecho
Regular Contributor

Re: Using credit card if already reported question

I think that is correct, I hope. I plan to do the same thing when a small medical purchase must be made a week after my cc cut statements. Don't want to use cc but oh well it's a small purchase and it won't make much impact on DTI. Don't want to rock the boat unnecessarily.
Message 2 of 4
Sabrian31487
Regular Contributor

Re: Using credit card if already reported question

I feel the same way. This mortgage situation has got me on pins and needles. Trying not to make any wrong moves. Thanks for you answer
Discover IT 02/2013 (1000.00),Chase Freedom 02/2013 (3000.00),AmEx Blue Cash Everyday 06/2013 (3000.00)
Citi Simplicity 06/2013 (1000.00)
TU FICO - 718 , CK TU - 738 , Credit.com EX - 727, Quizzle.com - 720, CreditSesame.com - 720

Message 3 of 4
echoecho
Regular Contributor

Re: Using credit card if already reported question

Sadly it never change wether it's the first time or the fifth time. Waiting and not knowing kills you.
Message 4 of 4
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