So I'm looking to buy a house and just went to my local credit union where I keep my money and the only mortgage loans they offer are ARM so I said no to that. So I went to check my credit score on myfico and I saw the option to have a lender contact you and get a loan. So I clicked yes and filled out the deal. A few minutes later I get a call from a guy from a bank in california (im in Washington State) asking about my inquiry. He asks me all these questions. How much down: aboout 110,000 to 120,000. Credit Score: 715ish Price Range of Home :250,000ish yadda yadda. He then is going to email me a good faith estimate. This all seems to easy.
He said once I'm a little more serious he can have his lenders run my credit and what not and get me prequalified.
has anyone else used one of the myfico.com refereed lenders to get a mortgage loan from?? I asked if he was a broker and he said no he was a bank. So i'm guessing there is no broker free???
Thanks for any input.
